When talking about budgeting it is difficult to discuss this without also discussing the various apps that make budgeting, and organization easier? Budgeting and Spending apps aid in managing your budget while on the go. Each app has different features and benefits, and a search within the Apple Store or Google Play can leave you easily overwhelmed. Personally, my top apps are
Pennies (getpennies.com) is an app that allows the management of budgets and spending. This app allows you to set daily targets, flexible budgets, and spending habits. You can track all of your monthly expenses and set a budget or only track specific information. Creating the starting amount for a specific category allows you to enter transactions. The app is basically a smart bank ledger. Pennies is $4.99 and is available for iOS only.
Simple (simple.com) is a bank account with amazing budgeting features built in the app. The app tracks your income, helps you save for goals, keeps you on track of your budget for Safe-to-Spend, create savings goals, and manages monthly expenses. Expenses allow you to automate your recurring bills, and ensure that the money for those bills is tucked away. Goals allow you to have the funds you need for vacations, emergency savings, etc when you need it. Just set the goal up and simple automatically saves your money. Simple offers various other functionalities to help you address and manage your money. It is available on iOS, Android, and web-based.
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