COVID-19 Series: Managing the Changes Financially and Productively

COVID-19 has swept the nation placing the world basically on hold. Everything as a result has slowed down, and we are forced to spend more time at home with our families and less time in the world (so to say). Many people are choosing to use this time productively to learn new hobbies, start a business, or learn new tasks in general while others are using this time as a period of rest, and relaxation as a way to ignore the stress of the situation. Me, I am using a mixture of the two. I am only tackling those projects and tasks that bring me joy and peace while avoiding those that cause excessive amounts of stress. This way I am being productive, but keeping my anxiousness and stress levels rather low. 

I am spending my quarantine time at my boyfriend’s house with his family so that I am not in the chaos and “hotspot” that is Detroit. At this time, Detroit is a hotspot for COVID-19 and since I typically live alone everyone was worried about me being in my apartment alone for a period of time. Basically as soon as my job went remote, my boyfriend talked me into coming to his house in the suburbs for the rest of the quarantine period. As a result my life has had some considerable changes, but nothing stressful just different. Due to the various changes happening in my life, I thought it was a good time to make some financial and productivity adjustments at this time.

  1. Increased My Savings Goals and Tithing Contributions while stopping my rapid debt payoff.

During times of stress and uncertainty it is important to protect your four walls as Rachel Cruze may say. So I made the conscious decision to start protecting my four walls and stop my rapid debt payoff until a time when things are more certain. In case you were wondering, your four walls are Shelter, Transportation, Utilities, and Food. On top of stopping my rapid debt payoff, I decided to increase my savings from $200 a month to $500 a month while also saving the money that would have been used towards my debt payoff (income from my second job totalling anywhere between $1000 – $2000 a month). Doing that increased my savings to between $1500 – $2500 a month. Also, I increased my tithing from $100 a month to $200 a month.

  1. Started Back on My Reading List

Due to the quarantine and Stay At Home order, I have a significant amount of time available to me. As a result, I decided to prioritize my time and start back on my extensive reading list. I have been reading about a chapter a day of various books. I have a list of about 15 books, and I accept that I may not get through them all at this time.

  1. Removed the Weeds and Grass from “The Man’s” flower beds, and Start the Garden

Even though this isn’t my house, it is springtime and I love being outside. So I decided (with the man’s permission) to take over the garden (planting the vegetables), and growing flowers in the flowerbeds. The other day I weeded, removed the grass, and mulched some of them while it was decided that we need to rotate the soil on the others. I still have the beds on the other side of the house to complete. Meanwhile, the garden needs to be started (ground needs to be turned, and vegetables planted), and we hope to start that sometime soon.

As you can see, I have been rather productive during the last three weeks and hope to continue with my productivity. I imagine that at some point I will run out of tasks to complete at this rate, and have to start studying for the GRE (the bane of my existence). (Side note: I would be studying for that now, but I messed up and left my books at home so I can’t). But at least in the meantime, I am keeping myself busy and largely stress free (if only I could sleep like a normal person).

COVID-19 has swept the nation placing the world basically on hold. Everything as a result has slowed down, and we are forced to spend more time at home with our families and less time in the world (so to say). Many people are choosing to use this time productively to learn new hobbies, start a business, or learn new tasks in general while others are using this time as a period of rest, and relaxation as a way to ignore the stress of the situation.
Dominique R. Bounds
Dominique R. Bounds

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